University of South Florida | USF
41% accepted | 38k undergrads | Public | Tampa, FL
All majors
Key metrics
Publisher ranking
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star star star star star
4.1
Student review
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star star star star_half star
3.9
Student-to-faculty
22:1
Years to repay cost
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1.43
Graduation rate
75%
Graduate on time
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63%
Retention rate
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90%
Earnings after 4 yrs
58k
Costs
State residency
Family income
Sticker price (COA) help
$36,539
Estimated aid help
$7,127
Estimated net cost
$29,412
4-year net cost (x4)
Inflation adj. 3%
$123,049
Personalize my estimates.
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Funding Sources
4-year budget
$
College savings (529), earnings in college.
Funding gap (debt)
$123,049
Merit: 17% of students (26% w/o need) get $3,426 (avg) in aid. Need: 64% met. See detail
usf.edu: Financial aid | Net price calc
Earnings
Major
Earnings after 4 years N/A
$57,743
Real earnings
---
Inflation adj. 8%
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$62,362
Tax rate
%
Get earnings after tax here to adjust rate.
Earnings after tax (AT)
$46,772
Select repayment plan
For $123,049 funding gap (debt)
Debt detail
% AT earnings to repay debt
$870/mo
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%
20% is a fast repayment level.
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% interest rate on debt
%
Federal rates with 20% PLUS.
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Plan comparison for $123k debt
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Annual debt repayment
$10,435
Earnings after tax and debt ---
$36,337
Lifestyle
Postgrad earnings and expenses
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Cities with the star within the red area may be unaffordable.
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Major: College (all majors) | 100%
| Location adjusted | Savings | ||
|---|---|---|---|
| Ratio | Earnings | / Deficit | |
| University of South Florida | USF | 1.15x | 62k | |
| Location neutral earnings help | 1.00x | 54k | |
| TBFL | Tampa, FL | 1.11x | 60k | -1k |
| ORL | Orlando, FL | 1.2x | 65k | -2k |
| MIA | Miami, FL | 1.22x | 66k | -1k |
| ATL | Atlanta, GA | 1.14x | 61k | 2k |
| NYC | New York, NY | 1.57x | 85k | 2k |
| TBFL | Tampa, FL | 1.11x | 60k | -1k |
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Location adjusted earnings - taxes - debt repay - cost of living expenses = ending savings / deficit.
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The colleges’ ratio reflects a weighted average of their graduates’ cost of living. Location neutral earnings is the weighted average of all graduates across all colleges, which is ~$39k or Salt Lake City’s cost of living.
Taxes
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Expenses
Grad destination
Tampa-St. Petersburg-Clearwater, FL
Popular grad destinations
Earnings after tax and debt ---
$36,337
Cost of living | 1 adult, 0 children
Studio apartment
$860 - $2,180/mo
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$10,320
Grocery shopping help
$3,545
Transportation
$9,226
Healthcare
$4,910
Necessities help
$5,585
Entertainment help
$2,234
Other
$
Costs or offsets to adjust cost of living.
Total cost of living
$35,820
Earnings after tax, debt + cost of living
Savings
$517
Cost of living ratio: 1.11x
Costs
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